KEY MESSAGES

- Description: Juhudi Kilimo is a social company founded in 2004 which provides 21 000 small Kenyan farmers with loans and technical assistance to access more productive agricultural assets
- Specificity: Accompaniment of loan beneficiaries (training to good practices, to finance,...)
- Impact: Doubling of the productivity

 

FUNCTIONING

COMPLETE AND ADAPTED CREDIT SOLUTION:
Acquisition of different assets to support agricultural development
> through loans: dairy equipments, poultry, irrigation, horticulture...

Loans adapted to farmers' possibilities
> Between $ 100 and 700 over 12 months on avg.
> Set-up of payment guarantees per group of 14 farmers
> Integration of an insurance

Training of farmers to good agricultural practices
as well as accounting and finance

 

SCOPE

KENYA
21 000 farmers reached in 2015

 

BUDGET

$ 2,3 M in 2014
($ 1,6 M in 2013)

 

IMPACTS

Agricultural productivity
Doubling of the productivity (4 times more milk for a cow of hybrid vs. local race)

Climate change
Training to sustainable soil and water management and financing of solar lamps

Sustainable dev. goals
+ $ 1 000 of additional annual income by client on average (+100% increase)

 

NEXT STEPS

Invest in mobile payment to reimburse the loans (cost and fraud reduction)
Finance farmer training provided up to now for free by the NGO Swiss Contact